About this site

Debt Self Help is a self help information resource: fact sheets, letter templates and links for people managing debt.

It is not a counselling, legal or financial advice service. It has no phone line, bookings, quotes or case work, and it cannot answer individual questions.

For help with your own situation, see find local help, or the national regulator's information at MoneySmart.

Dates, dollar figures and rules in these fact sheets were current when written (2012 to 2016) and may have changed. Check with the relevant agency before relying on them.