Letter templates

Choose the right letter for your situation

Loan Contracts

• Mortgage hardship variation request
• Credit hardship variation request (for credit cards, personal loans etc)
• Offer to make a full and final settlement
• Consumer credit insurance - request for information

Credit Reports

• Request a copy - You are entitled to a FREE copy of your report, but it will take 10 days to arrive.

Cancelling Direct Debits

• From a credit card
• From a cheque or savings account

Debt Collection

• Request to delay enforcement

Using the templates

Using the Templates

* Replace all of the text in square brackets with your own details.

* Don’t forget to delete any material that’s not relevant.

* Keep a copy of all letters and other documents you send.

* Keep a note of all phone conversations you have with creditors.