Self help tool
The online assessment tool that used to be linked from this page is not available here.
The fact sheets cover the same ground in plain English: what your options are, who to talk to, and what to say. Start with the topic closest to your situation:
Everyday moneyLoans, direct debits, fines, child support, tax and more.
Dealing with debtBankruptcy, hardship variations, prioritising debts and more.
Accessing extra moneyEmergency assistance, selling assets, insurance, superannuation.
Legal actionLegal notices, court action, dispute resolution and legal advice.